It is a fact that looking for deals on young driver car insurance is tough. New drivers carry with them little to no experience on the road and auto insurance companies deem this high risk. Higher risk equates to higher car insurance premiums . Like a new trainee on the job they are more distracted while driving, more likely to get into car accidents than other more experienced drivers.
With that being said there are however known ways to find hidden savings by taking advantage of these 3 tips :
Young Driver Car Insurance Tip #1
Low Mileage Auto Insurance Discounts:
Young driver insurance costs are much less expensive when the number of miles they drive are reduced. It really works . The less they drive the less risk they impose and the more you can save. New drivers won’t be driving long distances their first year of having a drivers license nor will they be stressing the high risk morning traffic each morning.
Talk to the teen driver and agree to how much they can drive with increasing amounts each year for good driving . Give them an understanding of how much it will cost to insure them on the road. The more they understand about the cost of auto coverage , what takes to insure them and how important it is to drive safely the more understanding they will be when you talk to them .
Include on the application the number of miles they will drive. You may be surprised at how much you will save .
Young Driver Car Insurance Tip #2
Good Student Car Insurance Discount:
By having the student driver / teen driver show more responsibility in school you end up with a bonus discount.
Car Insurance companies have compiled data and their studies have shown that good student translates into better, safer and more focused drivers on the road. Ultimately, it is less risk for the insurer and this leads to lower premiums for you .
Keep the report cards as you may have to disclose them when they request it to take advantage of Good Student Discount.
Young Driver Car Insurance Tip #3
Compare Car Insurance Quotes:
With one click you force each automobile insurance company to compete for your business. You force them to compete when you compare auto insurance rates . It is the most powerful method to finding cheaper auto insurance.
Inexpensive car insurance is available to you . Compare car insurance rates now and apply these 3 vital tips.
You may be surprised that with a little investment of your time it translates into major savings for young driver car insurance.