Are car insurance charges lower for women than for men? In short, the answer is yes. But are ladies better drivers? How to find the details which shape the premiums for ladies car insurance?
As disagreeable to men as it might be there’s plenty of proof to support the conclusion that lady drivers drive more safely than men, spend much less time behind the wheel of a car than men, and usually drive less fast. In consequence when accidents sadly happen they are usually less extreme than when men are the drivers.
Women cause much less harm in accidents. This is yet one more reason why car insurance companies believe women to be “safer” drivers. Obviously, much less harm to cars results in less significant claims and lower costs for insurers. Again, it is not personal-it’s business. While the reasons are debatable, men tend to drive extra aggressively than ladies do.
It’s important to know that women can both be involved in car accidents, and may initiate them as well. This may occasionally seem as obvious as saying that cars have wheels. Nevertheless it is essential to remember this fact, because it is nonetheless possible for women to have excessive rates for their car insurance. If they’ve acquired driving penalty points for speeding, their charges will likely be higher. If they’ve acquired points for accidents which were their fault, their charges can be higher. Well, you get the picture. The bottom line is that women and men alike should drive with caution.
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